Our Advisory Services:

Profit Improvement Strategies for Business

• Review and evaluate quality and accuracy of financial reports
• Establish revenue, gross profit margin, operating expense and profitability forecast
• Analyze and evaluate overhead costs and potential for additional efficiency measures
• Develop monthly management reporting, including monthly trends, Key Performance Indicators (KPI), cash flow, forecast vs. actual comparison

Cash Flow/Treasury Management Strategies for Business

• Develop weekly/monthly cash forecasting model(s)
• Evaluate existing accounts receivable collection practices and credit policies
• Review cash handling, bank reconcilement, ACH/wire transfer processes
• Recommend technology to improve efficiency of cash management
• Recommend and implement enhanced fraud prevention practices

Debt Management/Financing Strategies for Business

• Detailed review and analysis of all existing financing and repayment structures
• Evaluation and determination of current and future financing needs
• Strategies for restructuring existing, refinancing or acquiring new debt
• Participate in and manage discussions/negotiations with lenders

Credit and Treasury Management Services for Banks

• Commercial credit underwriting, preparation of credit package, loan document review
• Portfolio review, loan review, due diligence
• Treasury Management sales/operations strategies, consultative sales training for commercial lenders and treasury management sales personnel
• Review and enhancement of commercial credit policies
• Evaluation of Allowance for Loan and Lease Losses methodology

Reserve Funding Strategies for Homeowners/Condo Owners Associations

• Preparation of annual operating budget and reserve allocation
• Review/evaluation of Reserve Study(s), current reserve funding methodology, and adequacy of reserves
• Develop strategies to ensure appropriate accounting and adequate funding for replacement of components
• Review/evaluation/explanation of Structural Integrity Reserve Studies (SIRS)
• Funding and accounting strategies for compliance with SIRS